PPC for financial services
Finance PPC agency for advisers, brokers and lenders
Google Ads for regulated firms, from FCA-linked verification to tight keyword control, compliant landing pages and conversion data that reflects completed cases, not form fills.
- Verification handled properly
- Every pound of spend visible
- Bidding on completed cases
Quick answer
ProntX is a finance PPC agency for UK financial advisers, mortgage and insurance brokers, lenders and fintechs. We handle Google's UK financial services verification, control expensive finance clicks with tight targeting, build approved landing pages and feed completed cases back into bidding. PPC management starts from £450 a month, with ad spend paid directly to Google.
Finance PPC is one of the most expensive places to make mistakes in Google Ads. Clicks on mortgage, insurance, loan and investment terms can cost many times the average, Google requires UK financial advertisers to be verified, and every ad and landing page is a financial promotion. ProntX runs paid search for regulated firms with all three in mind: verification done properly, spend controlled tightly, and campaigns judged on completed cases.
Who we run finance PPC for
Independent financial advisers, mortgage brokers, protection and commercial insurance brokers, equity release and later life specialists, commercial finance brokers, specialist lenders and fintech firms. Appointed representatives can work with us too, with your network’s approval process built into the workflow.
What usually goes wrong
Broad match keywords spending on searches the firm cannot help, conversion tracking that counts every form fill as a success, landing pages that drift away from what compliance approved, and accounts set up under an agency’s name so the firm cannot see what it paid for. We fix those first.
Verification
How does Google’s UK financial services verification work?
Google requires advertisers showing financial services ads to UK users to prove FCA authorisation or an eligible exemption before ads can run. Getting the details exactly right avoids weeks of delay.
Step 1
Check your register entry
We confirm your firm name, reference number, address and domains on the FCA register, because Google expects an exact match.
Step 2
Add the right contact
A user with your FCA-registered email domain, or the exact registered email, is added to your Google Ads account.
Step 3
Submit the application
An authorised representative submits the form with your customer ID, FRN and domains. Approved third parties are applied for by the authorised firm.
Step 4
Keep it current
Verification may need renewing, and Google can revoke it after regulatory warnings or complaints, so we monitor its status.
Google also runs separate identity and business operations checks, and accounts can be paused while they complete. We plan for that in launch timelines rather than promising a go-live date we cannot control.
Spend control
How do you stop expensive finance clicks going to waste?
By choosing narrow, high-intent keywords, excluding searches you cannot serve, and only counting conversions that turn into real cases.
- Exact and phrase match on specific needs rather than broad product terms
- Negative lists for jobs, courses, calculators, complaints and DIY searches
- Exclusions for circumstances your panel or underwriters cannot place
- Location and schedule settings that match when advisers can call back
- Call tracking with minimum call length, so short calls are not counted
- Offline conversion import from your CRM for completed cases
- Value-based bidding using procuration fees, advice fees or premium values
- Weekly search term reviews, with notes shared in your monthly report
Quality score matters more in finance than almost anywhere else. A highly relevant ad and landing page can cost far less per click than a generic one competing for the same search, so we build tightly themed ad groups with landing pages written for each need.
Where to bid
Which finance searches are worth paying for?
Specialist needs where you have a real edge, rather than head terms owned by banks and comparison sites.
| Firm type | Often worth testing | Often poor value |
|---|---|---|
| Mortgage brokers | Contractor, self-employed and professional mortgages, local broker searches | “Mortgage rates”, “mortgage calculator”, generic bank-name searches |
| Insurance brokers | Trade and niche risks: scaffolders, HMOs, cyber for small firms | Car, home and travel insurance head terms dominated by comparison sites |
| Advisers and planners | Pension transfer advice, inheritance tax planning, local adviser searches | “Best ISA”, “how to invest”, broad information searches |
| Lenders and fintechs | Problem-led B2B searches such as invoice finance for recruiters | Consumer credit head terms without a clear product advantage |
Compliance
What makes a finance ad and landing page compliant?
Clear, fair and not misleading wording, the warnings and information your product rules require, and a landing page that matches the ad. Your compliance lead approves each one.
Character limits make finance ads tricky. Headlines cannot hide risks or overstate outcomes, and claims like “guaranteed approval” or “lowest rate” are rarely defensible. Credit promotions may need a representative example on the landing page, mortgage promotions need relevant warnings, and investment content needs balanced risk statements. We keep an approved library of headlines and descriptions so new ads can launch quickly.
Every ad variation and landing page goes to your compliance function or network before launch, and we log what was approved and when. When a product or rate changes, the matching ads are paused the same day, so nothing out of date keeps running. This fits the FCA’s financial promotion rules and the Consumer Duty’s focus on customer understanding.
After the click
What happens after someone clicks a finance ad?
The enquiry has to be answered fast and qualified fairly. In finance, the firm that calls back first often wins the client, because prospects frequently contact several firms at once.
We design landing pages with a short form and two or three qualifying questions, such as purchase or remortgage, employment type and rough timescale, so advisers can prioritise without asking for a full fact-find before the first conversation. Enquiries go straight to your CRM and to the adviser’s phone, with alerts for any that sit untouched.
Call tracking shows which campaigns produce calls, how long they last and which are missed. Missed calls during busy periods are one of the most expensive leaks in a finance account: you have paid for the click and the competitor picks up the client. If your team cannot cover certain hours, we schedule ads around availability rather than paying for enquiries nobody answers.
Paid social can support search for some firms, for example retargeting visitors who read a later life lending guide but did not enquire. Those ads follow the FCA’s social media guidance, and our financial services social media team runs them under the same approval workflow.
Pricing
How much does finance PPC management cost?
From £450 a month for management, rolling monthly. Ad spend is paid straight to Google from your own account, with no markup.
| Account type | Typical management fee | Scope |
|---|---|---|
| Single-niche broker or adviser | From £450 a month | One or two product areas, verification, call tracking, CRM import |
| Multi-product firm | Typically £700 to £1,200 a month | Several product lines, landing page testing, value-based bidding |
| Lender or fintech | Typically £1,500 and up | Large keyword sets, B2B and consumer campaigns, Microsoft Ads |
PPC and Google Ads
from £450/month
Management fee. Ad spend is paid direct to Google
What is includedAlready running ads? A one-off PPC audit shows where spend is leaking. Day-to-day work follows our standard Google Ads management process, with finance-specific controls added.
Why ProntX
Why choose ProntX as your finance PPC agency?
Because we treat your ad budget like it is our own money, in an account that is yours.
Your account, your data
Google Ads is set up in your firm’s name. You see every keyword, search term and pound spent.
Bidding on real cases
Offline conversions from your CRM teach Google which clicks become completions.
Search and SEO together
Our financial services SEO team uses paid search data to plan organic pages, reducing reliance on costly clicks over time.
Start with a free audit: we will review your account, verification status and landing pages, and send a personal video within two working days.
How it works
What happens after you get in touch
- 01Free audit
We review your site, search visibility, ads and competitors, then send a short video walkthrough with the quickest wins.
Request audit - 02Plan and price
A one-page plan with goals, channels, timeline and a fixed monthly price. No surprises later.
See prices - 03Launch in weeks
Tracking first, then quick wins, then the bigger builds. You see progress in the first month.
See our work - 04Report and grow
Monthly report in plain English: leads, sales, cost per result and what we do next.
Talk to us
Same industry
More for financial services
Do financial services firms need Google verification to run ads?
Yes. To show financial services ads to UK users, advertisers must complete Google's UK financial services verification, which checks FCA authorisation or an eligible exemption. The application needs your firm reference number and business details that match the FCA register exactly. A contact using your FCA-registered email domain must be added to the Google Ads account first.
Can an agency apply for Google financial services verification for us?
An authorised representative, which can be your agency, can submit the application on your behalf, but the details must match your own FCA register entry. Affiliates and lead generators working under an FCA-authorised firm's approval are treated as approved third parties, and the authorised firm applies for them. We prepare the paperwork and check every detail before submitting.
Why are finance keywords so expensive on Google Ads?
Insurance, mortgages, loans and investment terms are among the most competitive in Google Ads, because a single client can be worth a lot to banks, insurers, comparison sites and brokers. High click costs make waste painful. The answer is narrower targeting, strong negative keyword lists, good quality scores and bidding towards completed cases rather than any form submission.
Is PPC worth it for a small mortgage or insurance broker?
It can be, if you pick niches where you have an edge and measure cost per completed case. Broad terms like 'mortgage' or 'car insurance' are usually too expensive. Specialist searches, such as contractor mortgages, landlord insurance for HMOs or equity release in your area, can work well. We start with a small, tightly controlled budget and scale what pays back.
What should a finance landing page include?
A clear explanation of the service, who it suits, how you are paid, any fee for advice, your regulatory status and the risk warnings your products require. Credit promotions need a representative example where the rules trigger one. The page should match the ad's promise exactly. Your compliance lead approves every landing page before any traffic is sent.
Why do some finance keywords bring leads we cannot place?
Some searches attract people with circumstances that are hard to help, such as very small deposits or recent defaults, and the low click cost can look tempting. Brokers often find those leads rarely complete. We review search terms weekly, add negatives for unsuitable intent, and use qualifying questions on landing pages so your advisers spend time on cases they can place.
How much does finance PPC management cost?
ProntX finance PPC management starts from £450 a month on a rolling contract. Ad spend is separate and paid straight to Google from an account you own. Firms running several product lines, lenders with large keyword sets, or accounts that need frequent approval cycles typically pay more for management. You get a written scope first.
Can we run Meta or LinkedIn ads for financial products too?
Yes, but each platform has its own financial services policies, and some targeting options are limited for certain financial products. Social ads are also financial promotions, so each ad must be compliant on its own, including any required risk warnings in the text rather than only in an image. Our paid social team applies the same approval workflow.
Works well with
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